Accomplishing my 2009 Goals!

I’m very proud of what we have accomplished this year and look forward to next year with a better understanding on how to manage my finances. I can’t image going back to my old life…worrying about my bills…I have a plan and I will be sticking to it…and in 4 years; debt free. So, what were my 2009 Goals for the WeLiveFIT! Challenge; well they were the following:

1st To develop a budget plan that will teach me how to make the right decisions regarding my finances; now, tomorrow, and the years that follow…DONE…and will continue!

2nd Within four years, I need to be able to qualify for at least a parent plus loan; if needed, to guarantee funding is available for my son’s college expenses…Credit Score…Great shouldn’t have a problem!

3rd Within five years, I plan to reduce my debt by a third, save at least 5% every year, have a emergency fund without dipping into my savings and have a plan in place that would allow me to retire within fifteen years…If I continue at this rate I will be out of debt before 5 years!

4th Bare minimum, I have to ensure that I’m able to learning to live within my means; stop impulsive spending and lead by example for my son… DONE…and will continue!