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George/Pena Family Blog - Bad habits re-emerge

Because Ed' s been out work, I got afraid. That's the only way I can describe it.

We have learned so much by being in this program. I better understand my credit score now, for instance. Where our money goes is another example.

But I was afraid, and so I didn't (gasp) pay the mortgage or the car payment last month. I was afraid we would run out of money or have an emergency. This is a prime example of why my credit score is low to begin with. Instead of paying for the "four walls" first, (shelter, food, transportation, clothing), I panicked. There, I said it. I did. Now I'm kicking myself for it. I paid them both up-to-date this month and I feel less stressed and much better. And stupid. Wll I ever learn? I hope so. For now, I want to apologize to my mortgage holder and the leinholder for my car. I have no excuse. So what do I do next time I feel this urge to hold off just-in-case?

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